Fulfill your wishes and needs with our non-purpose loan: travel, education, buying a car, furnishing or renovating an apartment or house
Up to 31.000,00 EUR
Repayment period up to 10 years
Combined interest rate
Advantages of the loan:
Combined interest rate with a fixed period of use up to 3 years
Payment protection insurance
Possibility of using term deposit as collateral Fast, flexible and simple realization
A representative example of a calculation for a loan in EUR and assumptions for the calculation of EKS:
|
Currency
|
EUR
|
|
Loan amount
|
31.000,00 EUR
|
|
Nominal interest rate*
|
6,15% fixed first 3 year, after that a variable consisting of 4,50% (fixed part) i 6M EURIBOR (2,342%) |
|
Tenor
|
10
|
|
Fee (0,3% of the loan value)
|
93,00 EUR
|
|
Deposit amount (10%)
|
3.100,00 EUR
|
|
Cost of account maintenance
|
1,59 EUR per month
|
|
Cost of fee for payment transactions
|
13,27 EUR on-time
|
|
Annuity
|
346,50 EUR
|
|
Effective interest rate
|
6,84%
|
|
Total amount to be repaid
|
41.580,63 EUR
|
*For the calculation example, the nominal interest rate and fee valid for clients who have or will achieve Client Status within 60 days from the loan disbursement